A full financial life isn’t about doing more—it’s about having the clarity to focus on what matters most.
That might be time with family, travel, work you enjoy, or simply the ability to make decisions without constant second-guessing.
We help bring structure and clarity to your financial life so you can experience more of what matters—and less of what doesn’t.
If this approach resonates with you, the next step is a simple conversation.
We structure our work to keep things clear, aligned, and focused on what matters most.
You don’t have to start over to work with us.
We coordinate with your existing accounts and professionals, and step in where guidance is needed.
We’re paid directly by our clients.
No commissions. No incentives tied to products.
We are legally and ethically required to act in your best interest—always.
Led by a CFP® professional with decades of experience helping clients navigate important financial decisions.
Your goals and needs are unique, so your financial planning should be too. We tailor our work to your situation and help you adapt as life changes. As an independent, fee-only fiduciary, our focus is simple: doing what’s best for you.
Start with a conversation We begin with a complimentary “Get Acquainted” call to answer your questions and see if we’re a good fit.
Go deeper If it makes sense to continue, we’ll meet to understand your situation and show how our planning process can help.
Build your plan When you’re ready, we begin creating your personalized financial plan and ongoing relationship.
Here’s what that process includes
Ongoing relationship We work with clients through an ongoing Wealth Management relationship that combines financial planning and investment management.
How we begin We typically begin with Limited Scope Financial Planning—focused on understanding your situation and identifying next steps.
What that means This isn’t a one-time opinion. It’s the foundation for ongoing planning and decision-making as your life evolves.
Who this is best for Our services are typically most valuable for individuals and couples with retirement savings of more than $1,000,000.
Additional details about our services and fees are available in Item 5 of our Form ADV Part 2A.
I’m Matt Buckwalter, founder of MJB Financial Planning, a fee-only, independent firm based in Nebraska.
My path here wasn’t a straight line. I began my career as an engineer, spending over a decade with Intel in Arizona and Oregon. That experience shaped how I think—structured, process-driven, and focused on solving complex problems.
In 2006, I started MJB Financial Planning as an hourly, as-needed service. I didn’t have a grand vision at the time—just a belief that people deserved thoughtful, objective financial guidance. Over time, that work evolved into the ongoing relationships I have with clients today.
I don’t believe in market timing or chasing performance.
I believe in building a plan that works over time—one that adapts as life changes and helps you make confident decisions along the way.
My approach is shaped by a few core ideas:
That’s what “Simply More Life” means to me.
I grew up in Nebraska, shaped by a mix of curiosity and grounded values—my father’s desire to explore and my mother’s deep connection to home.
That balance carries into my work: exploring opportunities while staying anchored in what matters most.
My wife and I met in Phoenix, and we now have three children (two grown and on their own). We share a love for dogs and for getting outside—whether that’s traveling to the mountains or simply enjoying everyday life here in Nebraska.
Photography has become a way for us to slow down and notice the small things—the moments that often matter most.
This wasn’t a career change driven by opportunity—it was driven by a sense that there was a better way to help people.
Today, “Simply More Life” means helping clients create clarity around their finances so they can focus more on living.
If that resonates with you, I’d welcome a conversation.
— Matt
You’ve built your career through discipline, hard work, and high standards.
As retirement approaches, the decisions become more complex—and the margin for error feels smaller.
You don’t need more information. You need a clear way to think through your retirement planning decisions.
You’ve done a lot of the heavy lifting already—saving, investing, and making thoughtful decisions along the way.
But as retirement gets closer, the questions shift.
It’s less about what to do next—and more about getting it right.
This is who we’re talking about when we say we help people plan for retirement.
